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Our Guarantee

Our Guarantee

When you purchase a plan from Allianz Global Assistance, you have a review period determined by your state of residence, to examine coverage details. If for any reason, you wish to cancel your plan during the review period, we will refund your premium as long as you haven't filed a claim or departed for your trip/event.

Horizon Plan

You've been looking forward to this trip for months; however, even the best-laid plans can be ruined in the blink of an eye. Protect your plans and the investment you've made in your vacation with our Horizon plan. Our Horizon plan gives you trip cancellation and interruption coverage as well as provides benefits for medical or dental emergencies.

Benefits Level of Coverage*
Trip Cancellation Protection

Provides reimbursement for non-refundable trip payments and deposits if a trip is cancelled for a specific covered reason.

Up to amount purchased
Trip Interruption Protection

Provides reimbursement for the unused, non-refundable portion of your trip and for the increased transportation costs is takes for you to return home or to continue your trip due to a covered reason.

Up to amount purchased
Emergency Medical Benefit

Provides reimbursement for losses due to covered medical and dental emergencies which occur during your trip

$50,000
Emergency Medical Transportation

Provides medically necessary transportation to the nearest appropriate facility. Also reimburses the covered costs of your transportation back home.

$1,000,000
Baggage Coverage

Provides reimbursement if your luggage is lost, damaged or stolen while you are traveling.

$1,500
Baggage Delay Coverage

Provides reimbursement for reasonable clothing, toiletries and other essential items purchased during your trip if your luggage is delayed for at least 24 hours.

$500
Travel/Trip Delay Coverage

Provides reimbursement for additional meals, accommodations, and lost prepaid expenses if your travel is delayed for 6 or more consecutive hours.

$1,000
Missed Connection Coverage

Provides reimbursement for covered expenses resulting from a covered delay that causes you to miss your scheduled flight or cruise.

$500
Concierge

Provides you with information about your destination before you travel and can help you select restaurants, reserve golf tee times or secure tickets to local events.

Included
24-Hour Hotline Assistance

In the event of a covered travel or medical emergency, multilingual representatives offer round-the-clock assistance, whether you need emergency cash, flight information, legal assistance, a message sent home or help dealing with a medical emergency.

Included
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*Benefits are provided on a per person basis unless noted otherwise.

Trip Cancellation/Trip Interruption benefits and coverage limits are per policy

**Review the Terms & Conditions of this Coverage

Terms, conditions, and exclusions apply.

Plans may not be available to residents of all states.

Travel Insurance in Action:

"We have used your insurance for many years and on the two occasions when we had to file a claim, you have come through with flying colors."

~ Edwin M., Orange, FL

Frequently Asked Questions

Q. Who provides the insurance for these plans?
A. Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL), rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A" (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on the insured's state.  Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company.  AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company.  The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.